info@norrskenkredit.com | Mon–Fri: 8:00 AM–6:00 PM
Personal Loan

Your Personal Loan in AT, DE & CH

Whether it's renovation, a car purchase, a wedding or debt consolidation β€” with Norrsken Kredit's personal loan, finance your projects flexibly and at fair conditions.

Flexible financing, with no detours

Norrsken Kredit's personal loan is not tied to a specific purpose – you decide how to use it. From €1,000 to €150,000 (or up to CHF 80,000 in Switzerland), with terms that fit your budget.

  • Amount: €1,000 – €150,000 (CHF 1,000 – 80,000 in Switzerland)
  • Term: 12 – 180 months (6 – 84 months in Switzerland)
  • Rate: from 3.70% APR (from 2.90% in CHF)
  • Preliminary response within 48 hours
  • No hidden costs, early repayment possible at any time

What You Can Use a Personal Loan For

Renovation

Kitchen, bathroom or energy-efficient renovation β€” bring your home projects to life.

Car Loan

Finance your new or used vehicle at attractive conditions.

Debt Consolidation

Combine multiple loans into one more affordable monthly payment.

Other Projects

Wedding, travel, furniture or unexpected expenses β€” whatever you need.

Frequently Asked Questions About Personal Loans

You will typically receive a preliminary response to your application within 48 hours.

A valid ID, proof of income for the last three months and a bank statement are usually sufficient.

Yes, early repayment is possible at any time, with no hidden fees.

Yes, we also offer the personal loan in CHF, in compliance with Swiss CCA requirements.

Ready to Finance Your Project?

Apply for a Personal Loan